INSURANCE PLANS ACCEPTED:
Blue Cross/Blue Shield PPO and HMO and EPO
All State and Federal Workers’ Compensation Insurance
All automobile insurances
Presence Network HMO
WE ARE NETWORK PROVIDERS FOR THE FOLLOWING INSURANCE MANAGED CARE PLANS
Blue Cross PPO
HMO of Illinois
Blue Cross Blue Advantage HMO
Presence Network HMO
TYPES OF PAYMENT ACCEPTED:
Personal Injury All auto insurance
Discover, American Express
CareCredit is a healthcare credit card can be obtained thru our clinic and can be used for payment of services at our clinic or other clinics that accept the CareCredit
GROUP OR INDIVIDUAL INSURANCE
We attempt to take out as much of the “insurance hassle” as possible for you. We’ll happily telephone your insurance company to verify your coverage benefits. Please remember, however, that the benefits quoted to us by your insurance company are not a guarantee of payment. We will file your claim and await payment for 90 days. If your company pays the benefits they quote to us, the only services you will be responsible for are any non-covered services, deductibles or co-pays. If you have any questions at all regarding you financial responsibilities at our office, please do not hesitate to ask. Our insurance clerk has years of experience and will be happy to assist you.
PATIENTS WITHOUT INSURANCE OR UNDERINSURED
An increasing number of patients do not have insurance, or have plans with limited coverage, such as catastrophic policies. We realize that no one wants to build up a large bill. Therefore, we have become providers for the medical discount plan ChiroHealth. This can be joined in our office and allows us to give discounted fees to uninsured and underinsured patients.
“ON THE JOB” INJURY (Worker’s Compensation) If you are injured on the job, your care should be paid for under your employer’s Worker’s Compensation insurance. You just need to inform your employer of the accident.
PERSONAL INJURY OR AUTOMOBILE ACCIDENTS
Please notify your auto insurance carrier of your visit to our office immediately. Notify our insurance department immediately if an attorney is representing you. Although you are ultimately responsible for your bill, we will wait for settlement of your claim
We do accept assignment from Medicare. The check is usually sent directly to our office in payment of the services that Medicare will cover, which for Chiropractors is manual manipulation of the spine. Medicare pays 80% of the allowable fee once the deductible has been met. You are required to pay the deductible and the remaining 20% as well as any non-covered services. Our office completes and files the forms for Medicare at no charge.
Please inform us of any secondary insurance you may have. We will normally file that for you, or if not we will assist you if you need help in filing.